For maximum protection, the Ultimate Plan is the first and only cybersecurity solution to provide all the features you need to stay safe.
With every aspect of our lives represented online, your personal information and identity are constantly at risk. Between working remotely, online shopping and banking, medical records, and social media, our need for protection is greater than ever.
Data breaches, hacking, and identity theft are on the rise — and it’s a problem that affects everyone, regardless of gender, age, race, income, and location.1 Today, cybercriminals are more skilled at spotting even the smallest vulnerabilities than ever before.
While á la carte identity theft protection can protect you in some areas, there is only one product that can provide complete peace of mind with the maximum protection for every area of your life.
Individual $9.85
Family $17.85
The Aura™ Identity Guard® Digital Halo
Aura Identity Guard Digital Halo is the only solution on the market that provides comprehensive protection for every area of your digital life.
Identity Secure
Powered by IBM® Watson™ AI, Identity Secure provides 24/7 identity theft monitoring and alerts you to Dark Web activity, new accounts, and other suspicious activity. Identity Secure stops fraud and identity theft in its tracks within minutes, as well as keeps your children safe online through intuitive cyberbullying capabilities and social media monitoring.
| Feature |
Ultimate |
| Near Real-Time Alerts |
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| Auto-On Monitoring |
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| Credit and debit card monitoring |
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| Bank account transaction monitoring |
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| 401(k) investment account monitoring |
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| Student loan activity alerts |
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| High Risk Transaction Monitoring |
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| Bank Account Opening & Takeover Monitoring |
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| Address Monitoring |
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| Criminal Record Monitoring |
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| Fictious Identity Monitoring |
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| Home Title Monitoring |
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| Sex Offender Monitoring |
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| Dark Web Monitoring |
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| Human-sourced intelligence |
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| Compromised credentials |
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| Stolen fund reimbursement |
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| 401(k) and HSA reimbursement |
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| $1,000,000 Identity Theft Insurance |
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| Security Freeze Assistance |
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| Threat Alerts |
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| Risk Management Score |
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| Social Insight Report |
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| Lost Wallet Protection |
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| 1-Bureau Credit Monitoring |
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| 3-Bureau Credit Monitoring |
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| 3-Bureau Annual Credit Report |
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| Monthly Credit Score |
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| Credit Score Tracker |
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Device Secure
Protecting your physical devices – including computers, tablets, and mobile phones – has never been easier. Device Secure shields your personal data through VPN, safe browsing, and robust anti-virus tools. With Device Secure, you’ll enjoy around-theclock, fortress-like protection while you browse safely, avoiding malware, ransomware, spyware, and viruses.
| Feature |
Ultimate |
| Safe Browsing Software |
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| Anti-virus |
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| VPN |
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| Anti-adware |
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Privacy Secure
Privacy Secure puts you in control of your personal data. Your information is proactively removed from data broker/aggregator lists and people-finder sites, which reduces unsolicited, preapproved credit offers and other spam, and unauthorized use of your personal data.
| Feature |
Ultimate |
| Robo-call/robo-text protection |
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| Device/cookie tracking protection |
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| E-mail solicitation/junk mail prevention |
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| Data broker list monitoring/removal |
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Identity Theft Protection powered by Identity Guard exclusively for HGEA Members
When will my Identity Guard coverage begin?
Your coverage effective date is based on the payment method elected (ACH or Payroll Deduction).
ACH: Coverage effective date is the 1st of the month following date of enrollment.
Payroll Deduction: If the enrollment is received on or before the 23rd of the month, the effective date will be the first of the month following 60 days. IF after the 23rd of the month, the coverage will begin on the first of the month following 90 days.
Am I eligible to enroll if I am an Associate Member?
Yes. You must elect ACH payment. Payroll deduction will not be available.
Am I eligible to enroll if I am a Retired Member?
Yes. You must elect ACH payment.
When will my first payroll deduction begin?
On your next payroll deduction if the enrollment is received on or prior to the 23rd of the month.
When will my first ACH payment be taken?
Your initial payment will be taken within 3 business days of completing your enrollment. After initial payment, your scheduled draft date will be the 1st of each month.
What should I except to see on my Bank Statement for my premium payments?
“8888593795 Insurance” will appear on your statement as a description of the charge for your premiums.
I am a member of HGEA, and my spouse is also a member. Can we both elect coverage for each other under the new Identity Guard plan?
No. A person may be covered only once under the plan as an Employee, Spouse or Dependent Child.
If I do not elect coverage for myself, can I elect coverage for my spouse and/or dependent child(ren)?
No. A member must elect coverage for him/herself in order to be eligible to elect family coverage.
How do I register for coverage?
On/Around your coverage beginning, you will recieve an email from Identity Guard with instructions and a link to their webstie where you and your covered family members can register.
Who do I call with questions about registering for coverage?
Identity Guard customer service is available Monday - Friday, 8am -11pm (EST) and Saturday 9am - 6pm (EST) at 855-443-7748 or via email at customercare@identityguard.com.
